SUMMARY Wilson Busizwe Khanyile (the “applicant”) is a disability grantee in terms of Social Assistance Act 13 of 2004 (“the Act”) who brought an action, in the High Court of KwaZulu-Natal, Pietermaritzburg, against the South African Social Security Agency (the “first respondent”), Cash Paymaster Services (Pty) Ltd (the “second respondent”) and Grindrod Bank Ltd (the