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INTRODUCTION In order for a conveyancer to register a transfer at the deeds office, they are required to lodge a rates clearance certificate (RCC). For both sectional title and freehold property, the rates clearance figures for rates and refuse charges will be incorporated. In the case of freehold property, the rates clearance figures will include
INTRODUCTION The steps were taken after receipt of an instruction from the bank and prior to registration of a mortgage bond vary from transaction to transaction, there are however certain steps that are uniform depending on the type of bond instruction and we set these out below, together with a brief explanation. This is not intended

The Legal Principles of Defamation

Article written by Alisha Naik, Candidate Attorney, checked by Jordan Dias, Associate and released by Pierre van der Merwe, Partner at Schindlers Attorneys 12 November 2021 INTRODUCTION Whilst South Africans possess the constitutionally protected right to freedom of expression, it is important to remember that this right is limited. When one exceeds the limitations imposed,
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MichelaFerreira

Michela Ferreira

Michela plays an integral role in bringing together technology initiatives. Whilst she possesses a strong knowledge of brand development, strategy implementation, consistency and standards, she is proficient in design, multimedia, frontend and backend UI and UX design, frontend design and the formulation of strategies to synthesize the physical and cyber.

She is passionate about modern culture and how technology transforms internal and external business systems to enhance efficiency and growth. 

She is steadfast in her commitment to reshaping the technology landscape into an inclusive domain, ensuring equal access to the burgeoning global digital economy for all individuals. Her efforts focus on democratizing the financial sector, bridging the gap between technology and everyday users worldwide.