Article written by Snazo Tuswa, Candidate Attorney, checked and released by Jordan Dias, Associate at Schindlers Attorneys. 28 September 2021 BACKGROUND On 16 September 2016, Summit Financial Partners (Pty) Ltd (“the First Respondent”) lodged a complaint against Lewis Stores (Pty) Ltd (“the Appellant”) with the National Credit Regulator (“the Third Respondent”), alleging that the Appellant