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Introduction This is part 2 of an “idiots guide” to logging queries, disputes and complaints with the City of Johannesburg Metropolitan Municipality (“COJ”).  In part 1 we discussed what kind of complaint, dispute or query ‘counts’ for the purposes of allowing a customer to delay payment or avoid credit control action. In this part we
SUMMARY Each of the four Applicants, respectively, had entered into various credit agreements in terms of the National Credit Act (“NCA”). Subsequent thereto, the Applicants were unable to make payment of their respective liabilities and the Applicants’ only realisable assets consisted of moveable assets with minimal value. As such, they applied for the voluntary surrender
By Chantelle Gladwin-Wood, Partner and Maike Gohl, Senior Associate Introduction Our offices have taken note of an alarming increase in the number of SMS’s sent to clients by the City of Johannesburg Metropolitan Municipality (“COJ”) advising that that their services would be disconnected without notice, due to an alleged breach of the payment terms of
BACKGROUND Luis Vaz De Sousa (“Luis”) and Sharon Vaz De Sousa (“Sharon”) were married in community of property. Luis was the registered shareholder of 30% of the shares in Technology Corporate Management (Pty) Ltd (“TCM”). In 2015, Luis and Sharon divorced and an order of divorce was granted but the court had not divided the
SUMMARY Mr Mostert and his son (the “Appellants”), who were sugar cane farmers, charged with several offences in terms of the common law, as also contravention of the National Water Act 38 of 1998 (the “NWA”). The charges stemmed from their abstraction of water from the Lomati River. After it came to the attention of
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MichelaFerreira

Michela Ferreira

Michela plays an integral role in bringing together technology initiatives. Whilst she possesses a strong knowledge of brand development, strategy implementation, consistency and standards, she is proficient in design, multimedia, frontend and backend UI and UX design, frontend design and the formulation of strategies to synthesize the physical and cyber.

She is passionate about modern culture and how technology transforms internal and external business systems to enhance efficiency and growth. 

She is steadfast in her commitment to reshaping the technology landscape into an inclusive domain, ensuring equal access to the burgeoning global digital economy for all individuals. Her efforts focus on democratizing the financial sector, bridging the gap between technology and everyday users worldwide.